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  1. Provident Credit Union
  2. Account Services
  3. Certificates

Certificates

  • Does Provident charge a penalty for early withdrawal of my money?
  • What interest rate will be applied to my Term Share Certificate?
  • When do I start earning interest on my Term Share Certificate?
  • How long will it take to process my Term Share Certificate application?
  • How do I renew my Term Share Certificate account?
  • How will I be notified that my Term Share Certificate is going to mature?
  • How long do I have to renew or close my account when my Term Share Certificate matures?
  • What is the minimum opening balance for a Term Share Certificate?
  • What are your current Term Share Certificate rates?
  • Can funds in a variable rate certificate be used as security for a certificate secured loan?
  • How much can I borrow against my Term Share Certificate?
  • What is a Term Share Certificate?
  • What are the penalties for early withdrawal of a certificate?
  • My term share certificate is about to mature. Is there anything that I need to do to renew my certificate?
  • What is the minimum balance required for the various accounts (i.e. Money Market, Certificates) that Provident carries?
  • Do I have to deposit "new money" to open a savings certificate?
  • If I make a partial early withdrawal from my Provident certificate account and my balance moves from one tier to another, what rate will I receive?
  • Can I close my existing Provident certificate and re-open in order to receive the new rate structure?
  • I already have a certificate account with Provident. When will I receive the new rate based on my balance?
  • Does Provident offer different rates on their Term Share or IRA Certificates based on the balance of the account?
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